Melvin Chilewich, JD,  Chilewich Financial Resources

Helping You Reach Your Financial Goals- Essentials of Retirement, Financial and Estate Planning

Welcome to our web site. We have constructed our site so that it provides broad content and should be educational for people of all ages and financial circumstances. We believe that in today's volatile and unpredictable economic climate, people are feeling isolated, confused and powerless. We are also  convinced that almost everyone needs to do some financial planning, no matter what their economic status.People need guidance on how to navigate these very frightening, unchartered waters

As society as a whole is living longer, it is essential to plan for a future which can protect one's assets and provide a guaranteed income for life. Therefore, it is crucial to defend against those enemies that will work to erode our income and assets over time, namely, taxes, inflation and rising health care costs. Proper planning can mitigate exposure to these annoying and potentially devastating gremlins.

In order to ensure that we do not outlive our assets during our retirement years, it is essential that we develop a proper mix of assets, making sure that an appropriate percentage is invested with safety of principal in mind. This means becoming more understanding of financial opportunities that do not necessarily involve the stock or bond markets. It also means having realistic expectations of possible gains. Finally, it means having an open mind to learn about new opportunities and one's full list of options.

Lastly, if there is something within this web site that you would like to learn more about, or if you would like guidance for your own financial well-being, please contact me by phone or email.

 

 

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

More Calculators →